A born problem-solver, a career spent around the trading desks of large banks meant that Philip Morgan’s efforts were often hampered by the status quo. Now, as CEO of Pirum, he has the freedom to address the inefficiencies of the industry from the outside in. From the days of wandering the City of London with a folder full of contracts; to the lessons learnt from the collapse of Lehman Brothers; to what he sees as a new & improved, agile age of fintech innovators: Hg’s Steve Burn-Murdoch is our guide on a trip into a highly complex $17 trillion world.