The convergence of technology and data with traditional insurance activity, and the appetite from institutional investors in the non-correlated returns on offer from insurance, has created a range of innovative ‘risk-transfer’ products in recent years. Hg’s Andrew Land is joined by Charlie Langdale, Head of Financial Lines for Howden Group Holdings and a leading innovator in the insurance sector, to discuss the latest trends in areas such as parametric insurance, insurance for ESG and sustainability, and blockchain technology.